Software Engineer, Backend Developer, Credit Card & SoFi Money

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Backend Engineer to play a pivotal role in our SoFi Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What You’ll Do:

• Participate in shaping the technical architecture of our banking products
• Participate in fixing bugs and raising our operational excellence bar
• Deliver highly available and scalable services in a production environment
• Working in a fast-moving, highly collaborative environment across multiple offices and teams
• Providing input on new initiatives and technological advancements
• Learn about new technologies, tools and processes that will build your skill set and help shape your career

What You’ll Need:

• You will have graduated and your highest level of education is only a Bachelor’s Degree in Computer Science or related major (Spring 2025 New Grads or within 1 year of graduation)
• You are available to start working immediately in Spring 2025
• Previous intern experience with software engineering is required
• No more than 12 months of professional full-time work experience (excluding internships and research assistant roles)
• Reside in the United States and attend a university in the US
• Proficient in Java, Kotlin, Spring Boot, Microservices, AWS, and DynamoDB/PostgreSQL.
• Experience with modern OOP languages, Java frameworks, REST APIs, and relational/NoSQL databases
• Strong knowledge of object-oriented programming best practices
• Strong sense of responsibility; driving a project from inception to completion
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Strong communication and technical leadership skills
• Desire to mentor and help others improve their skills

Nice to Have:

• Proven track record of building highly-scalable REST APIs
• Experience with workflow orchestration systems, such as Temporal.io
• Prior experience deploying applications using Docker and Kubernetes
• Practical knowledge of CI/CD pipelines (gradle, git, automated testing and deployments)
• History of working with a cloud-based microservice architecture and distributed service communication

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileo page!

US-Based Base Compensation

$92,800—$174,000 USD

Why you'll love working here:

> Internship Benefits: View Link. PDF File

> Full Time University Grad Benefits: View Link. PDF File

Internship Highlights include:

In addition to a unique and challenging professional experience, interns will also receive perks such as invites to Member events, and more!

• Personalized Mentorship Program
• Fully stocked kitchen (snacks & drinks)
• Access to senior leadership, including round tables with executives across all functions of SoFi